Asset insurance, as recommended by KPMG, is a viable way to transfer risk in the event of natural disasters or unexpected incidents. However, for a smoother insurance approval process, it is beneficial for facilities to incorporate internationally certified solutions, such as those recognized by FM Approvals. One key highlight from FM Approvals (USA) was the FM 4471 certification, which subjects the entire roofing system - including panels, fasteners, insulation, and fireproofing layers - to rigorous tests simulating wind, fire, hail, and load conditions. FM-certified products not only meet technical criteria but are also recognized by global insurers like FM Global as strong candidates for coverage.
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